Your Auto Financing Questions Answered in Kennesaw, GA

Here at Cobb County Toyota, we make financing a breeze for every guest who walks through our doors. It’s easy to get overwhelmed by the financing process, especially if you’re a first-time buyer. Our finance experts are here to crunch the numbers so you don’t have to. After all, we’ve secured auto loans for customers all over the Marietta, Acworth and the greater Atlanta area for years, so we’ve got lots of experience. Continue reading to explore some FAQs that we often get from our guests, then after you’re finished, we’ll help you get the keys to a new Toyota.

Our Financial FAQs

What is the range of credit scores?

Per Equifax, credit scores range from 300 to 850. Not sure what number is a good sign? We’ve broken it down for you below:

So, the higher the credit score, the more financing options will be within your reach. However, no matter where you land in this list of ranges, the team here at Cobb County Toyota can help you obtain the right financial plan for you.

How can I improve my score?

While you’re likely not to notice immediate results, there are a few steps you can take in order to improve your credit. First things first, you want to check your credit report for any possible errors. You can get this report by requesting it from one of the three credit bureaus: TransUnion, Experian and Equifax. Next, it’s crucial that you make your payments on time and in full. Last but not least, staying below your credit limit is a sure way to make a positive impact on your score.

How much will my monthly payment be?

Don’t break out the pen and paper and do calculations yourself — that’s what we’re here for! At this point, since you know what your credit score is and have an idea of the interest rate you’ll end up receiving, you can use our handy online payment calculator to estimate your future monthly payments.

How do I get pre-approved?

Getting pre-approved is easier than ever when you do it through Cobb County Toyota! With our online application, you can easily get approved for your next loan or lease. Simply provide us with your contact information, employment history and the new Toyota or used model you would like to drive home. If you’re worried about getting approved, we recommend applying with a co-signer if you’d like to improve your chances. However, keep in mind that our team has worked with many customers from various financial backgrounds, so we’re able to assist you in any way you need.

Still have questions we haven't answered? Please don't hesitate to reach out. You can contact us online or stop by Cobb County Toyota at 2111 Barrett Lakes Blvd., Kennesaw, GA 30144. We welcome customers from Marietta, Acworth and the greater Atlanta area.